Seller will contribute up to $15,000 for Buyer's closing costs or rate buy-down! Nested in the highly sought after Hillsborough at Otay Ranch Community, this end of cul-de-sac home boasts over 3,100 square feet. Included is an attached accessory apartment that features an exterior and interior entrance. The spacious apartment includes a bright living room, bedroom, full bathroom and kitchenette. The main house's formal entrance welcomes you to high ceilings and a spacious floor plan. The kitchen and family room overlook a huge backyard and garden with a glass fence to better enjoy the 180 degree panoramic views. The yard has a large raised hardscape area that has been wired for a spa to be installed, which would be fantastic to experience while looking at the twinkling city lights. The solid covered pergola is large enough for at least an 8 seat table and this area has also been wired with electrical outlets. The garden includes mature fruit trees, planter beds, and a large shed. Back inside the house and upstairs, you will find the primary suite, 3 more bedrooms and a large hallway bathroom, with dual sinks. The upstairs hallway includes a loft which overlooks the foyer. The neighborhood has well manicured and established trees that line the streets, a beautiful park, and a comm