This beautiful townhouse is under Union City's Below Market Rate, an Affordable Home Buyer Program. Buyers must meet the minimum eligible requirements: 1.First time home buyers (did not own home for the last 3 years) 2. Minimum household size is 4 and maximum is 9 persons 3. Maximum combined gross income based on household size: 4 - $125,300, 5 - $135,300, 6 - $145,350, 7 - 155,350, 8 - 165,400, 9 - 175,400. 4. Buyers must be able to make a minimum 3% of the sales price down payment with own funds. 5. Pre-approved for primary mortgage. 6. Minimum credit score of 660. 7. Debt to income ratio: Front-end - 40% maximum, back-end - 45% maximum.